PD
PD IN FULLSettlement SuitePD IN FULLSettlement Suite3
Capital One
MARK PELLEGRINO LLC
···0671 · ABA 065000090
Intellix-Compatible
PD IN FULL Claims Collection & Disbursement Account — MARK PELLEGRINO LLC
Capital One Business · MARK PELLEGRINO LLC
Live Available Balance
Business Basic Checking ···0671
$0.00
Pending Credits (Submitted)
Awaiting ACH / SWIFT settlement
$7,880.25
Routing
065000090
SWIFT
HIBKUS44
🕐 Live: 01:18:54 AM
Total Portfolio
$7,880.25
1 instrument
Pending Settlement
$7,880.25
1 awaiting settlement
Submitted / En Route
$7,880.25
1 awaiting credit
Settled / Collected
$0.00
0 items credited
RDFI Hold — $7,880.25 blocked
Batch BAT-GI-2026 · ACK CAP1-20260713185321-8264
Reason: origin questions · Since Jul 14, 2026
Under Reg E §205.11, you may request a provisional credit of $7,880.25 while the dispute is pending. The bank must provide it within 10 business days.
Transaction Record — First Submission
Instrument
Grand Island NYS Judgment
Court Judgment · $7,880.25
ACK Number
CAP1-20260713185321-8264
Received: Jul 13, 2026 07:15:32 PM EST
Batch Number
BAT-GI-2026
Posted: Jul 13, 2026 07:15:32 PM EST
Current Status
RDFI Hold — Origin Questions
Hold placed: Jul 14, 2026 · Capital One EIN: 54-0484838
🕐 01:18:54 AM
Auto-Escalation Pipeline
Autopilot ON1
ESC-1 — Reg E §205.11 Provisional Credit Demand
OVERDUE — Auto-firing
→ Capital One Disputes Dept via Intellix Secure Message + Certified Mail
Sent: Jul 13, 2026 07:15:32 PM EST
2
ESC-2 — OCC Complaint Filed
Sent Jul 14, 2026 11:00:00 AM EST
→ OCC Customer Assistance Group via helpwithmybank.gov secure portal
Sent: Jul 14, 2026 11:00:00 AM EST
3
ESC-3 — CFPB Complaint
Pending — fires if no response by Jul 17, 2026
→ CFPB via consumerfinance.gov portal
4
ESC-4 — Federal Reserve Complaint + 1099-OID Filing
Pending — fires if no response by Jul 21, 2026
→ Federal Reserve Board / IRS CID via Certified Mail + IRS e-file
5
ESC-5 — FBI Financial Crimes Referral + IRS CID Complaint
Pending — fires if no response by Jul 28, 2026
→ FBI IC3 / IRS Criminal Investigation via ic3.gov + IRS CID referral
💳
Provisional Credit — Reg E §205.11
Under Reg E §205.11, you may request a provisional credit of $7,880.25 while the dispute is pending. Capital One must provide it within 10 business days of receiving your written demand. Deadline: Jul 28, 2026.
Chain of Title — Who Is Holding & Why
✓
Instrument created & signed — Grand Island NYS Judgment
Holder: MARK PELLEGRINO LLC · Reason: Originator / Drawer
Jul 13, 2026 06:00:00 PM EST
✓
Submitted & posted — ACK# CAP1-20260713185321-8264
Holder: Capital One (via Intellix) · Reason: RDFI / Receiving Bank
Jul 13, 2026 07:15:32 PM EST
✓
RDFI Hold placed — Batch BAT-GI-2026
Holder: Capital One Disputes Dept · Reason: Origin questions — pending review
Jul 14, 2026 09:00:00 AM EST
4
Provisional credit to be issued
Holder: Capital One / Federal Reserve · Reason: Reg E §205.11 obligation
Pending — due by Jul 28, 2026
5
Final ACH settlement & credit
Holder: Federal Reserve Settlement · Reason: Net settlement cycle
Pending
6
Collected — account credited
Holder: MARK PELLEGRINO LLC · Reason: Payee / Beneficiary
Pending
📋
1099-OID / IRS CID Filing
Capital One Financial Corporation EIN: 54-0484838. A 1099-OID can be filed on this transaction and forwarded to the IRS Criminal Investigation Division (CID) if Capital One fails to settle. This is available at your disposal — the escalation pipeline will trigger it automatically at ESC-4.
